Needelman Asset Management, Inc. expressly reserves the right to monitor any and all use of this website and this information will be used for Needelman Asset Management, Inc.’s internal business purposes without liability.

The information contained on this website or the documents herein are provided for informational purposes only and should not be considered investment advice or a recommendation to buy or sell any types of securities.  Different types of investments involve varying degrees of risk and there can be no assurance that any specific investment or strategy will be profitable or suitable for any investor’s financial situation or risk tolerance. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses.

Nothing contained on this website constitutes tax, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this website constitutes a solicitation or offer by Needelman Asset Management, Inc. to buy or sell any securities or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.

Registration with the SEC or state of CA does not imply a level of skill or training and no inference to the contrary should be made. Needelman Asset Management, Inc. only provides advisory services in the states and jurisdictions where we have registered, made a notice filing, or are otherwise exempted from such registration. Information regarding the firm and the jurisdictions in which we are approved, registered, or exempted can be found at

Decisions based on information contained on this website are the sole responsibility of the visitor. In exchange for using this website, the visitor agrees to indemnify and hold Needelman Asset Management, Inc., its officers, directors, employees, affiliates, and agents harmless against any and all claims, losses, and liabilities arising from your use of this website or from any decisions that the visitor makes based on such information.

The information and services provided on this website are provided “as is” and without warranties of any kind, either expressed or implied. Needelman Asset Management, Inc. does not warrant, either expressly or implied, the accuracy or completeness of the information on this website, or that this website will be free of viruses or other harmful components. Needelman Asset Management, Inc. cautions that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time.

Forward-looking statements speak only as of the date they are made, and Needelman Asset Management, Inc. assumes no duty to and does not undertake to update forward-looking statements. Actual results could differ materially from those anticipated in forward-looking statements and future results could differ materially from historical performance.